The “ghost brokerage” reports, the crooks selling fact assurance, have increased by 30% in the past five years, reveals the exclusive data obtained by Sky News.
Ghost brokers sell fake drivers, manipulate information provided to the real insurance companies, or take out insurance and cancel them immediately. This leaves people without valid car insurance, which is illegal.
Wayne Simpson lost more than £ 500 against a ghost broker.
He was looking for inexpensive car insurance and saw an advertisement on social networks for an agreement that was half the price of other companies.
He bought politics, and it was only when he tried to make a complaint after an accident that he discovered the truth: “We called Aviva and they told me that there was No policy deleted in my name and that the number that had given us was not a number they would use.
“It is at this point that dust sets in, and you realize that it was a scam.”
Wayne Simpson
Aviva was not at fault. The victims are attracted to authentic websites and receive invoices of professional appearance.
Simpson received so real insurance documents, they even deceived the police during the accident.
“She said,” Your car is not part as insured “. Immediately, I went to my glove box, I pulled the insurance documents, I showed him the documents and she read it and said: “It’s very good”, a- he said.
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Police affirms that young drivers are more likely to be targeted by ghost brokers, in part because they often seek to reduce their insurance costs.
According to the RAC, almost half of young drivers said that insurance costs were a major concern.
The exclusive data obtained by Sky News of Action Fraud reveal that the “ghost brokerage” reports have increased by 30% since 2019.
Superintendent detective Tom Hill
The superintendent detective Tom Hill, head of the service of application of the insurance fraud of the police of the city of London, said that social media is at the origin of this increase: “There are obstacles limited to The entry for the creation of social media accounts so that people can take out automobile insurance and spread the word largely.
“Do your research and make sure to deal with a real broker or a real insurance company. If the conversation has been moved to WhatsApp, for example, the alarm ringtones should ring. “
In 2024, the victims of ghost brokerage lost an average of £ 2,206.
The victims lose money against the scam and must then pay additional costs to repair their cars after an accident. They could also face criminal charges, a fine or license points if they were led without a valid permit.